If you’re a small or mid-sized US financial services firm — payments, private credit, fintech lending — the numbers are stacked against you:
1. Compliance costs eat 8.7% of your total expenses (vs. 2.9% for big banks)
2. Your team is 1/10th the size of theirs
3. Your tech budget is a rounding error in their books
We know the grind — constant monitoring, manual updates, and outdated tools.
It’s no surprise that:
1. 86% of fintech companies paid $50K+ in compliance fines last year
2. 37% paid over $500K
3. The cost of non-compliance now averages $15M per incident — 2.7X more than building strong compliance from the start.
The truth? This isn’t sustainable — not for your budget, and not for your team’s sanity.
But here's what changes everything: The right RegTech stack can deliver 166-634% ROI in 3 years while cutting compliance operations costs by 30-60%.
Imagine a compliance workflow where:
1. You’re alerted instantly to relevant changes
2. Your false positive rate drops significantly
3. You walk into regulator meetings with confidence, not catch-up notes
Don’t fight a regulatory tsunami with a bucket.
See how Carver Agents can cut compliance costs and lighten your team’s workload — book a quick walkthrough today at hello@carveragents.ai
